Frequently Asked Questions

...leading the way!   Welcome to Professional Underwriting Associates, LLC. Below you will find a list of our most frequently asked questions.

I have a submission requiring a quick turnaround. Are you able to respond?
Do you have minimum premium requirements?
Does PUA have direct excess policy paper?
PUA promotes up to $50 million of available property capacity. Many companies advertise a high amount and authorize an amount far below what is expected. Is this the case with PUA?
Is PUA strictly a high excess of loss capacity provider?
Will PUA consider ground up quota share placements?
Will PUA reinsure a company on a direct basis without a producer?
Can PUA entertain homogeneous program business?
Is there a risk that may be too large for PUA to review?


I have a submission requiring a quick turnaround. Are you able to respond?

PUA can respond within 24 hours or faster if that is your requirement. Everything we do is geared to underwriting risks!

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Do you have minimum premium requirements?

No, unlike large facultative departments of large reinsurers, PUA is receptive to placements of all premium sizes large and small.

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Does PUA have direct excess policy paper?

Although much of PUA’s business is on a facultative certificate basis, PUA has been approved by several carriers that are willing to front for PUA capacity.

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PUA promotes up to $50 million of available property capacity. Many companies advertise a high amount and authorize an amount far below what is expected. Is this the case with PUA?

PUA takes an underwriting approach which blends that of a primary underwriter with that of a reinsurer. Once a risk is qualified and appropriately underwritten, under the right circumstances, significant, meaningful capacity can be authorized which is in contrast with many standard reinsurance carriers.

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Is PUA strictly a high excess of loss capacity provider?

PUA prides itself on analyzing and understanding exposure and risk. PUA is able to consider varying attachment points from buffer layers to higher excess layers or anywhere in between.

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Will PUA consider ground up quota share placements?

Yes, for the right opportunity.

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Will PUA reinsure a company on a direct basis without a producer?

Yes, this is an acceptable approach.

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Can PUA entertain homogeneous program business?

Yes, in fact, programs, pools and captives are a significant percentage of business currently written.

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Is there a risk that may be too large for PUA to review?

No, some national account business and programs recently underwritten and bound have had schedules exceeding $10 billion. Large programs are a specialty niche for PUA to underwrite.

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